When can a credit card company sue you for non-payment?

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Your old credit card debt could get a lot more expensive if a lawsuit is filed to recover it. Getty Images Credit cards can be a convenient way to manage expenses, but they also come with a serious responsibility to repay the borrowed funds on time. When a credit card account goes unpaid , it can result in late fees, penalty interest rates and damaged credit scores — and in certain cases, non-payment can lead to even more severe repercussions, like being sued for your unpaid debt . A lawsuit over unpaid credit card debt may sound extreme, but it’s a real possibility if your debts are left unaddressed. The good news is that creditors don’t initiate lawsuits lightly — they typically attempt to work with the borrower first. But when these attempts fail and a credit card account remains delinquent , a lawsuit can be an option for creditors to pursue. Knowing when this step is likely to happen can help you take proactive

Nov 8: CBS News 24/7, 10am ET

Nov 8: CBS News 24/7, 10am ET – CBS News Watch CBS News Thousands forced to evacuate as wildfire scorches over 20,000 acres in Southern California; Repairing the political divide after the 2024 election. Be the first to know Get browser notifications for breaking news, live events, and exclusive reporting. Not Now Turn On

Smith asks judge for time to determine “appropriate course” in Trump 2020 election case

By Melissa Quinn Updated on: November 8, 2024 / 12:42 PM EST / CBS News What to expect in Trump’s ongoing legal cases What could happen in Trump’s hush money, election and classified documents cases 03:21 Washington — Special counsel Jack Smith has asked the federal district court in Washington to forego current deadlines in the case against President-elect Donald Trump related to the 2020 election to allow prosecutors more time to assess the “unprecedented circumstance” arising out of his election Tuesday to serve a second term in the White House. Smith told U.S. District Judge Tanya Chutkan in a one-paragraph filing that his office would like additional time to “determine the appropriate course going forward consistent with Department of Justice policy.” He said prosecutors will provide more information to the court by Dec. 2. Trump defeated Vice President Kamala Harris in the race for the White House on Tuesday and will be sworn-in for a second term on Jan. 20. As a result of Trump’s victory, the Justice Department and special counsel’s office are discussing how to wind down the ongoing federal prosecutions against

What should I do when a credit card debt collector contacts me?

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. There are a few steps you should take if your old credit card debt ends up in the hands of a debt collector. Getty Images/iStockphoto Receiving a call from a debt collector can be a stressful experience. After all, if your debt is in collections , you may be worried about the potential impact the delinquent debt can have on your finances, the possibility of legal action by the debt collector and how to handle the communication effectively. That’s a legitimate concern considering that the way you handle initial contact from a debt collector can significantly impact your financial future.  Your initial response to a debt collector’s contact can set the tone for the entire debt resolution process. Making the wrong moves — such as immediately acknowledging the debt or making promises to pay, for example — could complicate your situation or even restart the statute of limitations on old debts. On the other hand, understanding your rights when your credit card debt is in

Eyes in the Sky: Southern California police increasing turning to drones

Police departments across the United States, including Southern California, are increasingly turning to drones to fight crime. Law enforcement agencies cite a range of benefits, from monitoring dangerous situations to gathering intel before officers arrive on the scene. However, the question of how much drone surveillance is too much has sparked debate, with some calling for clearer boundaries. In Anaheim, Corona police used a drone to keep watch on an armed man in a standoff on the 91 Freeway. Fullerton police also deployed drones recently, giving them a view of an armed suspect after a 911 call of a disturbance at a home. Drone technology has proven effective for more than just outdoor incidents. During a recent training exercise in Fountain Valley, Irvine police flew a drone indoors to simulate locating a barricaded suspect.  “It allows us to remain at a safer distance while sending in eyes to assess the situation,” said Sgt. Christopher Bees of the Irvine Police Department. A home burglary suspect is seen on drone surveillance video in Beverly Hills, California in February 2024. (BHPD) While drones have clear advantages in high-stakes

National parks will be free to visit on Veterans Day

National Parks nationwide will waive entrance fees for visitors in honor of Veterans Day, which is on Monday, Nov. 11. It’s important to note that while visitors can access the parks for free, fees for other activities like camping won’t be waived. The National Park Service typically waive admission fees on Veterans Day, Martin Luther King Day; The first day of National Park Week, The anniversary of the Great American Outdoors Act and Juneteenth. Current military and their dependents, veterans and Gold Star Families can also get into all national parks for free with the Military Pass on any day. A list of national parks and monuments in California can be found here.

Six Flags considering closing some parks, according to first quarterly report since Cedar Fair merger

Six Flags Entertainment Corporation has released its first quarterly earnings report since merging with Cedar Fair to become the largest regional amusement park operator in North America. The report suggests that Six Flags will at least consider closing some of its 42 amusement or water parks as part of its long-term business plan. The report, released Wednesday, is for Six Flags’ 2024 third-quarter results. But it’s the company’s first quarterly report since the former Six Flags merged with the former Cedar Fair to form the new Six Flags Entertainment Corporation (SFEC). The merger closed on July 1. Tennessee theme park beats out Disneyland for favorite theme park, best customer service titles In a media release, SFEC says Wednesday’s third-quarter report reflects the financial results for the new company from July 1 through Sept. 29, 2024, since the merger. That means the financials look quite different than what was reflected in the first and second quarters of 2024, when Six Flags and Cedar Fair reported as separate companies. SFEC also released a long-range plan as part of its third-quarter report, which it calls “Project Accelerate.” Among

Person with serious non-burn injury found in car outside L.A. house fire  

One person was hospitalized after being found outside a home that caught fire in the West Adams neighborhood of Los Angeles Friday morning. Firefighters were called to a blaze in the 2700 block of South Alsace Avenue around 7 a.m., officials said. Flames were visible on the second floor of the two-story four-plex. The Los Angeles Fire Department said that nearly three dozen firefighters extinguished the fire in 15 minutes and found no patients inside the structure. One patient was found in a vehicle outside the home with a traumatic injury, but it was not from a burn, the Fire Department said. The unidentified patient was taken to a local hospital in “at least” serious condition. An arson team was called to the scene to investigate the cause of the fire.

What we know after 43 monkeys escaped a South Carolina research facility

43 monkeys escape South Carolina research facility 43 monkeys escape South Carolina research facility 01:26 More than 40 monkeys escaped from a research facility in South Carolina on Wednesday, prompting warnings for nearby residents to secure their doors and windows. The fugitive monkeys had not been captured as of Friday morning. Here is what we know so far: Where exactly did the monkeys escape in South Carolina? The primates broke loose from Alpha Genesis in Yemassee, Beaufort County in South Carolina. The company confirmed 43 rhesus macaque primates escaped from an enclosure at one of the company’s facilities. The Yemassee Police Department said on Thursday that traps with bait were set up and thermal imaging cameras were being used in an effort to capture the monkeys. ESCAPED PRIMATES UPDATE – 5:50PM Alpha Genesis CEO Greg Westergaard told CBS News earlier today the 43 primates escaped…Posted by Yemassee Police Department on Wednesday, November 6, 2024 “Residents are strongly advised to keep doors and windows secured to prevent these animals from entering homes,” police said. “If you spot any of the escaped animals, please contact 911 immediately and refrain

“Yellowstone” star Kelly Reilly on possible Beth and Rip spin-off series

Kelly Reilly on final season of “Yellowstone” Kelly Reilly on the final season of “Yellowstone” and what’s next for Beth Dutton 06:36 Yellowstone fans feel a deep connection to Beth Dutton and Rip Wheeler, the couple at the heart of the show’s success. As the series approaches its end, Kelly Reilly, who plays Beth, addressed speculation about their future during an appearance Friday on “CBS Mornings.” When asked about a potential spin-off featuring Beth and Rip, Reilly responded with an enthusiastic, “Yes, please.” She added, however, that her focus remains on bringing Beth’s story to a powerful close in the main series. Reilly’s portrayal of Beth — the only daughter of patriarch John Dutton, played by  Kevin Costner  —has become iconic for her fierce loyalty, deep love and unpredictable nature. In season five, Beth is locked in a bitter conflict with her brother Jamie, whose manipulative schemes threaten to tear their family apart. Reilly said Beth’s intensity comes from a painful past.  “She’s not just one thing. She’s like 10 women in one,” Reilly said. “There’s an incredible depth of heart and love and devotion for

Grammy Awards announce 2025 nominations. Here’s the list.

By Kerry Breen Updated on: November 8, 2024 / 12:00 PM EST / CBS News Muni Long on her journey to the VMAs Grammy-winning artist Muni Long on her journey to solo stardom, Video Music Awards 05:26 The 67th  Grammy Awards  nominations have been announced, and the nominees include a long list of top music stars who will be up for trophies at the Grammys ceremony in February. Beyoncé led the nominations, with 11 in total for her country album “Cowboy Carter.” She is now the most-nominated artist in the award show’s history, with 99 total nominations across her career. Beyoncé is one of five artists who were nominated in all three of the show’s top general categories: Record of the Year, Song of the Year, and Album of the Year. The other music stars to be nominated in each of those categories are Taylor Swift , Billie Eilish , Chappell Roan and Sabrina Carpenter . Roan and Carpenter were also nominated in the Best New Artist category, putting them in all four general categories.  It’s a tie race for the other leading nominations. Eilish

Research vessel to scan seafloor for flood victims in Spain

Updated on: November 8, 2024 / 11:55 AM EST / CBS/AP Spain rescue, aid efforts continue after flooding Spain rescue, aid efforts continue as frustration rises after deadly flooding 01:44 Barcelona — A Spanish research vessel that investigates marine ecosystems has been abruptly diverted from its usual task to take on a new job: Helping in the increasingly desperate search for the missing from Spain’s deadly floods . As the dire work continued in the eastern province of Valencia to find the victims of the disaster and clean up the mess left behind, more torrential rain unleashed flash floods farther north along the coast, near Girona. The 24 crew members aboard the Ramón Margalef were preparing Friday to use its sensors and submergible robot to map an offshore area of about 14 square miles — the equivalent of more than 5,000 soccer fields — to see if they can locate vehicles that last week’s catastrophic floods swept into the Mediterranean Sea. The hope is that a map of sunken vehicles could lead to the recovery of bodies. Nearly 100 people have been officially declared missing

Beyoncé Leads, But Chappell Roan & Sabrina Carpenter Score Big in Grammy Noms

Beyoncé’s shift into the world of country music paid off Friday with a leading 11 nominations for the 67th annual Grammy Awards, while both Chappell Roan and Sabrina Carpenter made a major splash, scoring nods in all four of the top categories of Album, Record and Song of the Year and Best New Artist. Beyoncé’s “Cowboy Carter” scored her a nomination for the top prize of Album of the Year, a category that also includes “New Blue Sun” by André 3000, “Short n’ Sweet” by Sabrina Carpenter, “Brat” by Charli XCX, “Hit Me Hard and Soft” by Billie Eilish, “The Rise and Fall of a Midwest Princess” by Chappell Roan and “The Tortured Poets Department” by Taylor Swift. Beyoncé, Eilish and Swift all scored spots in the categories of Album, Record and Song of the Year, along with Roan and Carpenter. The Record of the Year category also featured a nomination for a little band known as The Beatles, who were nominated for their recently released track “Now and Then.” Also nominated in the category were “Texas Hold ‘Em” by Beyoncé, “Espresso” by Carpenter, “360”

Person Injured in Structure Fire in Los Angeles

A person was in the hospital after a structure fire that broke out at a home in Los Angeles Friday. Crews responded around 7:20 a.m. Friday to reports of a fire at 2715 S. Alsace Ave., near the intersection of West Adams Boulevard, according to the Los Angeles Fire Department. “Thirty-two firefighters extinguished the fire in 15 minutes. One patient, found in a vehicle at the structure, was transported in ‘at least’ serious condition with an apparent traumatic injury (not burn),” the LAFD reported. The victim’s identity was not immediately available, and no other injuries or evacuations were reported. An incident commander with the department has requested an investigation for arson, fire officials said. The circumstances surrounding the fire were unclear.

Beyoncé makes history (again) with 11 nominations for 2025 Grammy Awards

When Beyoncé took the prize for best dance/electronic album at the Grammy Awards last year with “Renaissance,” the pop superstar became the winningest artist in the nearly seven-decade history of music’s most prestigious awards show. Now she’s history’s most-nominated act as well. As announced Friday morning by the Recording Academy, Beyoncé leads nominations for the 67th Grammys with 11 nods, including in top categories such as album of the year (for her sprawling roots-music excursion “Cowboy Carter”) and record and song of the year (for her chart-topping “Texas Hold ’Em”). The 11 new nominations bring her career total to 99 and leave Beyoncé’s husband — rapper Jay-Z, with whom she’d been tied at 88 — as the person with the second-most nominations. (Beyoncé has won 32 Grammys.) Among her other nods for work from “Cowboy Carter” are country solo performance (“16 Carriages”), Americana performance (“Ya Ya”) and melodic rap performance (“Spaghettii”) — one indication of the stylistic breadth of an artist whose nominations with “Renaissance” came largely in the dance and R&B genres. Beyoncé is just one of several established Grammy favorites competing for top

2025 Grammy nominations: All the snubs and surprises

This year’s Grammy field is dominated by queens of pop — Taylor, Beyoncé and Billie, and now Chappell and Sabrina too. But with a recent deep changing of the guard in the Recording Academy’s voting ranks, the Grammys’ shifting tastes are reflected in who they nominated — and left out. Here are a few of the notable surprises and snubs of this year’s crop. Andre 3000 of OutKast performs at Lollapalooza in Chicago’s Grant Park on Aug. 2, 2014. (Steve C Mitchell / Invision / AP) Surprise: André 3000, the jazz-flute album of the year sleeper pick? When the OutKast frontman dropped his experimental jazz-flute album “New Blue Sun” last November, you had to admit—the guy followed his muse where it led him. But the Grammys love a freewheeling veteran updating jazz traditions. After handsomely rewarding bandleader Jon Batiste, André may also benefit from a crowded pop field and take home a big-category prize. At very least, he’s the front-runner for instrumental composition for, yes, “I Swear, I Really Wanted to Make a ‘Rap’ Album But This Is Literally the Way the Wind Blew Me

Here’s the complete list of 2025 Grammy nominees

Here is the full list of nominees for the 67th Grammy Awards. This year’s list of top nominees include Beyoncé (11), Charli XCX (seven), Billie Eilish (seven), Kendrick Lamar (seven), Post Malone (seven), Sabrina.Carpenter (six), Chappell Roan (six), and Taylor Swift (six). The awards show broadcast will return to Los Angeles’ Crypto.com Arena on Feb. 2 and will broadcast live on CBS and stream live and on-demand on Paramount+ at 5-8:30 p.m. PST. Last year, the big four awards were presented to Taylor Swift for album of the year (“Midnights”), Miley Cyrus for record of the year (“Flowers”), Victoria Monét as new artist and “What Was I Made For?” [From “Barbie”] written by Billie Eilish O’Connell and Finneas O’Connell as song of the year. Record of the Year “Now and Then” – The Beatles “Texas Hold ’Em” – Beyoncé “Espresso” – Sabrina Carpenter“360” – Charli XCX “Birds of a Feather” – Billie Eilish “Not Like Us” – Kendrick Lamar “Good Luck, Babe!” – Chappell Roan“Fortnight” – Taylor Swift featuring Post Malone Album of the Year “New Blue Sun” – André 3000 “Cowboy Carter” – Beyoncé

These key Congressional races in California are still too close to call

Election Day in the United States has come and gone, but as California has grown accustomed to, there are plenty of key races still undecided throughout the state. With the presidential election well past settled and the Senate firmly in the grasp of the Republicans, it will all come down to the House of Representatives to see if President-Elect Donald Trump will have complete control of the government in his second term. As of Friday morning, there are 25 Congressional races that have not been called across the country. Both parties insist that they have a chance at control, but it’s clear that the Republicans have the clearer path. Republicans have won 211 seats to Democrats’ 199 as of 7:05 a.m. Friday. With the magic number to control the House at 218, it’s safe to say the Democrats need momentum to have a shot at the majority. That could come down to some of the races in the Golden State, which remain with razor-thin margins even three days after the polls closed. Let’s take a look at some of the most important races remaining. CA-13:

Major U.S. retailer closing all stores, launches liquidation sale

American Freight, a discount furniture and appliance retailer with more than 328 locations across 41 states, including California, is permanently closing all of its stores as its parent company navigates bankruptcy. Franchise Group filed for Chapter 11 protection in Delaware, where court documents revealed that “sustained inflation and macroeconomic challenges” have weighed heavily on American Freight’s profitability.  It has 15 stores in California, most of them in the southern part of the state. Liquidation sales began on November 5, promising up to 30% off the lowest ticketed prices on all inventory.  “Our goal is to deliver outstanding value to customers during this full chain closing sale,” said Ian Fredericks, CEO of Hilco Consumer-Retail, the company managing American Frieght’s liquidation. “Everything is on sale and must be sold, and we recommend shopping early for the best selection.” American Freight was founded in Ohio in 1994. Full list of slated set to close: Address City State 3404 Moffett Rd, Unit B Mobile AL 231 N Eastern Blvd, Bypass Whs #3 Montgomery AL 3260 Morrow Rd Trussville AL 2518 Memorial Pkwy NW Huntsville AL 4600 Highway 52 Helena

Cops find parolee with ankle monitor, stolen mail ‘everywhere’ during Inland Empire traffic stop

Two people were arrested after police conducting a traffic stop found a stack of stolen mail and the female in the passenger seat wearing an ankle monitor in Upland early Thursday morning. An officer observed a “suspicious vehicle” and pulled it over in the area of Aster Street and Palomino Avenue around 1:45 a.m., the Upland Police Department stated in a post on its Facebook page. Police said a few red flags were quickly apparent including a phony paper license plate, “the female passenger sporting an ankle monitor” and a pile of stolen mail that kept the officer from being able to see the floorboards. Police stop a suspicious vehicle in Upland on Nov. 7, 2024. (Upland Police Department) A parolee wearing an ankle monitor is taken into custody following a traffic stop in Upland on Nov. 7, 2024. (Upland Police Department) The officer also determined that neither of the vehicle’s occupants were living in the area and that the car hadn’t been registered since 2021. “Both were arrested for identity theft, mail theft, narcotics, conspiracy, violating probation (for the female) and their vehicle towed,”

Trump turned these California counties red in 2024

To no one’s surprise, Vice President Kamala Harris secured the winning vote against her opponent, former President Donald Trump, in her home state of California. Nonetheless, multiple California counties flipped red for the Republican ticket this election cycle. Harris had over half the Golden State’s vote as of Thursday, Nov. 7, 2024, with more votes still being counted ahead of election certification. This garnered 54 electoral votes for the Democrat candidate, the most given out by any other state. Trump, on the other hand, secured 40% of California’s vote as of Thursday, Nov. 7, 2024, which is more than he tallied when he faced Joe Biden in 2020. That election year, Trump won just 34.3% of the California vote. According to Golden State election maps provided by the Associated Press, Trump has flipped 10 counties to red that had previously gone blue in 2020. Those counties include Butte, Nevada, San Joaquin, Stanislaus, Merced, Inyo, Fresno, San Bernardino, Riverside, and Orange. Despite the 10 California counties shifting to red, the Democrat candidate still found herself taking the majority of votes statewide. As for the country as