What happens to your debt when you die?

Debt can be a heavy burden, and not everyone can repay their dues in their lifetime.   Nearly half of American adults expect to die in debt and worry their loved ones will inherit the balance, according to the Policygenius 2024 Financial Planning Survey. Although debt isn’t automatically forgiven when someone dies, it may go unpaid, depending on the circumstances. Money from their estate The money and properties a person leaves behind often go toward the balance. If there’s no money in a person’s estate or there is no estate, however, debts typically go unpaid, according to the Consumer Financial Protection Bureau (CFB). Who else might be responsible for the debt? Surviving family members, including spouses, usually aren’t responsible for paying off their loved one’s debt unless they were already legally responsible for it. Examples could include if they are a co-signer on a loan, share a joint credit card account or live in a state where the law requires spouses to pay certain kinds of debt. Some states require surviving spouses to use jointly held property to pay off their partner’s debt. Those include Arizona

Deadly crash involving fuel tanker shuts down freeway in Los Angeles 

One person is dead and two others injured after a crash involving a fuel tanker that shut down all lanes of the 110 Freeway in South Los Angeles Saturday night.  The crash occurred on the northbound side of the 110 between Manchester Avenue and Century Boulevard just before 10 p.m., according to preliminary information.  Around 100 gallons of jet fuel spilled onto the roadway due to the collision, which involved two other vehicles in addition to the tanker, and video obtained by KTLA shows fuel spilling out of the overturned truck, which came to rest on top of a black sedan.   Motorists were seen standing in the freeway, completely stuck, and one man who witnessed the crash said he saw the tanker suddenly swerve left while he was driving.  Southern California father killed in crash while protecting his family “I don’t know what happened, but I saw [the truck] going towards the left,” said the unidentified man. “The truck was the one that caused the entire accident…I don’t know if somebody hit him, but from what I know, the truck [swerved left].”  One person

The captivating charm of Kieran Culkin

The captivating charm of Kieran Culkin – CBS News Watch CBS News He was a former child actor who graduated to an Emmy-winning performance as Roman Roy, the filterless, fast-talking middle child scheming to inherit a media empire, in “Succession.” Now, the charm of Kieran Culkin is front-and-center, playing a rudderless man-child in the poignant comedy “A Real Pain.” He talks with correspondent Mo Rocca about growing into his career; what he learned about fame from the celebrity of his brother, actor Macaulay Culkin; and the surprising thing he dislikes about being a dad. Be the first to know Get browser notifications for breaking news, live events, and exclusive reporting. Not Now Turn On

Taking a kinder, gentler tone against the rudeness of politics

Taking a kinder, gentler tone against the rudeness of politics – CBS News Watch CBS News Civility has been absent from much of this presidential campaign. And at times, it can seem like the rudeness of our politics has infected our personal interactions as well. CBS News chief medical correspondent Dr. Jonathan LaPook suggests a path away from meanness. Be the first to know Get browser notifications for breaking news, live events, and exclusive reporting. Not Now Turn On

Commentary: The best and only way to defend democracy from Trump’s attacks? Get out and vote

As the 2024 election grinds to a hair-raising conclusion, it’s not just democracy that’s on the Nov. 5 ballot. Voting itself is under attack, in big ways and small, from Donald Trump and his Republican allies. Trump is already spreading unsubstantiated claims of election fraud and cheating in Pennsylvania, with he and his supporters laying the same groundwork of lies, threats and misinformation as he did four years ago in preparation to contest the results if Vice President Kamala Harris wins. Their attacks on the machinery of democracy put poll workers and election officials in danger. And the GOP’s efforts to challenge the eligibility of voters, purge voter rolls, restrict the counting of ballots and change the certification process threaten to disenfranchise citizens and cast doubt on the election. But this is no reason to despair. It’s time to act, using the best defense we have against the threat of a vindictive authoritarian, consummate racist and malignant narcissist who puts himself before Americans and our democracy. It’s time to get out and vote. As late civil rights leader and U.S. Rep. John Lewis said: “The

No stars, just talent? UCLA basketball hopes an ensemble cast can put it back on top

One of the lead architects of four NBA championship teams wanted to see the modern blueprint for building a winner in the college game. While coaching the U.S. men’s basketball team inside UCLA’s practice facility in the leadup to the Paris Olympics, Steve Kerr spotted something curious in Bruins counterpart Mick Cronin’s hands and called him over for an unveiling. It was a color-coded list of Cronin’s free-agent targets and the team’s name, image and likeness budget. “He was blown away,” Cronin said of Kerr, the Golden State Warriors coach who won titles in 2015, 2017, 2018 and 2022. “He goes, ‘What is going on? What are you doing?’” UCLA’s coach was in the midst of securing enough high-end talent to vault his team back into national title contention for the 30th anniversary of the Bruins’ last championship. The quest started with a flurry of expletives, Cronin telling his staff with some not-so-nice words that they needed to get better players after a rare losing season. Six months later, the No. 22 Bruins will reveal the results of their free-agency haul Monday at Pauley Pavilion

The evolving “Wild West” of political advertising

The evolving “Wild West” of political advertising – CBS News Watch CBS News Since the Supreme Court’s Citizens United decision and the rise in social media, the ways in which politicians and campaign issues are advertised has exploded, with front groups and hidden funders reaching potential voters on their phones, targeted directly to somebody’s likes and dislikes. Correspondent David Pogue talks with media experts about why negative ads often win out over positive ones, even as people are down on negativity. He also talks with an independent voter in a battleground state – one of the most desirable targets of this election cycle. Be the first to know Get browser notifications for breaking news, live events, and exclusive reporting. Not Now Turn On

U.S participates in drill with South Korea, Japan after North Korea missile test

November 3, 2024 / 8:45 AM EST / CBS/AP North Korea releases possible video of ICBM North Korea releases video claiming to be of ICBM test 02:26 The United States flew a long-range bomber in a trilateral drill with South Korea and Japan on Sunday in response to North Korea’s recent test-firing of a new intercontinental ballistic missile that is designed to strike the U.S. mainland, the South’s military said. On Thursday, North Korea launched the newly developed Hwasong-19 ICBM in the country’s first test in almost a year. North Korean leader Kim Jong Un ordered the missile test and was at the launch site, calling the launch “an appropriate military action” to show North Korea’s resolve to respond to its enemies’ moves that have threatened the North’s safety, according to its Defense Ministry. The missile flew higher and stayed in the air longer than any other missile North Korea has fired. On Sunday, the U.S. flew the B-1B bomber to train with South Korean and Japanese fighter jets near the Korean Peninsula, demonstrating the three countries’ firm resolve and readiness to respond to North Korea’s advancing

Severe storms and possible tornadoes strike Oklahoma, injuring at least 6

Updated on: November 3, 2024 / 8:46 AM EST / CBS/AP Severe weather expected in central U.S. Wildfires rage in Oklahoma, severe weather expected in central U.S. 02:10 Severe storms and reported tornadoes swept across Oklahoma early Sunday, causing injuries and widespread power outages, according to authorities. A destructive path of severe weather included damage in the Oklahoma City area, where at least six people were transported to hospitals with non-life-threatening injuries, Oklahoma City Police Department Capt. Valerie Littlejohn said. @SeanTaylor7413 The damage included downed power lines, gas lines, trees and traffic signals and signs, Littlejohn said. Local television reports showed flipped cars, downed trees and power lines and damaged homes. Flooding shut down part of an interstate highway in the area, and at least one home was damaged by a tornado near Tinker Air Force Base in Oklahoma City, CBS News affiliate KWTV reported. Nearly 95,000 customers were without power in the state, according to PowerOutage.us. The National Weather Service issued a tornado watch on Sunday morning for parts of Oklahoma and Texas, which was set to expire at 9 a.m. Central time. A social media

Gascón still trails Hochman by wide margin in L.A. D.A. race, poll shows

With two days left before election day, a new poll shows Los Angeles County Dist. Atty. George Gascón has cut slightly into challenger Nathan Hochman’s lead in the race for the incumbent’s seat. But Gascón is still down 25 points in the closely watched contest. While that’s an improvement over the 30-point deficit he was staring down in the same poll on Oct. 8, it’s still no better than the 25-point margin he faced in the survey on Aug. 18. If the election were held today, 50% of likely voters would vote for Hochman, a former federal prosecutor, and 25% would cast a ballot for Gascón, a former LAPD assistant chief who swept into office in 2020 on a progressive platform of criminal justice reform. That leaves 25% undecided, according to the poll of 1,205 likely L.A. County voters from the UC Berkeley Institute of Governmental Studies, co-sponsored by The Times. The poll comes near the end of a period of intense politicking by both candidates and their supporters. Since the last Berkeley-LA Times poll results were released on Oct. 8, Gascón and Hochman have

How people in recovery hope to change the political landscape

By Kerry Breen November 3, 2024 / 7:00 AM EST / CBS News Reducing mental health, substance use stigmas Patrick J. Kennedy works to reduce stigma around mental health, substance use with new book 07:43 Thomas Higdon was a politics fanatic his entire life: He kept up on the news cycle, he door-knocked for candidates, and he volunteered for a number of campaigns.  He long dreamed of working in government, but he and everyone around him felt it wouldn’t be possible because of his substance use. His use of alcohol and other drugs began causing problems when he was in law school in the mid-1990s, and in 2014, the consequences of his substance use left him living under an overpass. He is now abstinent from the drugs, but even years later, he felt he had ruined his chances of running for office.  “I allowed this internalized stigma, over decades, to blind me to what I could really do,” Higdon, now 52, told CBS News.  That thought stayed with him for years. He moved into grassroots organizing and advocacy spaces, but in 2023, he learned about

Close polls, likely legal challenges: How TV networks will handle another election week

Ever since network television started covering presidential election nights in 1948, there have been only two occasions when viewers had to wait more than a day to learn the outcome. The first was in 2000, when the country was on hold for five weeks before the U.S. Supreme Court put an end to the vote recounts in Florida and gave George W. Bush the White House over Al Gore. Twenty years later, viewers sweated it out for four days before the networks put 270 electoral votes in President Biden’s column on Nov. 7, 2020. Pandemic restrictions led to officials counting an unprecedented number of mail-in ballots, slowing the process. Former President Trump’s legal challenges to the results and his attempts to block the certification of the vote became a saga that culminated in the Jan. 6, 2021, insurrection. CNN anchor Wolf Blitzer calls the election for Joe Biden. (CNN) The bumpy ride of 2020 has TV news operations preparing for more uncharted territory when ballot counting begins Tuesday night in the tight race between Trump and Vice President Kamala Harris. The 2024 election could be

Column: Sure, Harris isn’t ideal. But Trump is a disgrace to America

SACRAMENTO —  Here’s my take on the painful 2024 presidential race. And I’ll keep it simple. OK, call it simplistic. This absurd election season does lend itself to simple-minded thinking. Mainly, what I don’t fully fathom is why any American could vote for an uncivil creep like Donald Trump. Many may think they’re voting for a strongman, even though he is weak mentally. Many clearly hate Democrats more than they love traditional American values involving decency. Many — perhaps most — undoubtedly agree with Scott Jennings, a former top aide to President George W. Bush and now a conservative CNN political commentator. Jennings wrote in a Los Angeles Times opinion piece Friday that he “nearly upchucked a time or two” riding “the Republican Party’s roller coaster” with Trump. But he’ll “vote for him one more time as a bulwark against the cultural and governance excesses of the American left.” “Simply put, I’m more worried about the country’s future than any problems I’ve had with Trump in the past.” I get the misgivings about lefty excesses. But I don’t understand why anyone would rate them worse than

Teens 16 and 17 get to vote in two Alameda County school board races

OAKLAND —  Candidates seeking to lead the Oakland Unified School District faced a barrage of tough questions one recent evening — an interrogation led by an enthusiastic group of new voters suddenly endowed with political power: 16- and 17-year-old high school students. In a first for California, teens in two Alameda County school districts, Berkeley and Oakland, were granted suffrage in school board races for the first time this November. About 1,000 Oakland students had registered as of Oct. 22. And to court their newest and youngest constituents, several Oakland candidates assembled before a packed auditorium in East Oakland for a grilling. “What ideas do you bring to the table to improve school safety for the schools in your district?” Ojiugo Egeonu, 16, a junior at Oakland Technical High School, asked the candidates. There had already been “several school shootings in the last year” on high school campuses, she added. Fremont High School, the site of the Oct. 22 candidate forum, was placed on lockdown in 2023 after two people were shot near campus. The school board candidates tried to reassure the students, saying they were

Commentary: I won’t be watching the ‘chartthrobs’ this election. Neither should you

I cannot profess to much success in the way of viral fame. On my social media you will find no thirst traps, no meme-inspired Halloween costumes, vanishingly few “dunks,” “prompts” or other indicators of broad audience appeal; outside of the occasional full-length takedown (Ellen DeGeneres, “Bros”), my vibe online tends to be more “live-tweeting my latest ‘Love Is Blind’ binge.” But I have had one bright and shining moment on Twitter, back when the platform still went by that name. The day I popularized the term “chartthrobs.” Laid up in a frigid L.A. apartment with a nasty case of bronchitis, glued to cable news from sunup to midnight, I spent countless hours before, during and after election day 2020 watching wonks like MSNBC’s Steve Kornacki and CNN’s John King and Phil Mattingly dissect turnout: early and day-of, in-person and mail-in, not only in the swing states that decided the outcome, but also the swing districts, the swing precincts. By the time I fired off my portmanteau replacement for the uninspired “map kings,” I possessed a granular understanding of the vote, batch by batch, that surpassed

Abcarian: Transgender issues aren’t a top voter concern. Why is Trump’s campaign obsessed with them?

Gallup recently published a list of what Americans consider the most pressing issues as they choose the next president. Unsurprisingly, there is no overlap between Republicans and Democrats on the top five. Republicans say they are concerned about the economy, immigration, terrorism and national security, crime and taxes. Democrats are concerned about American democracy, Supreme Court nominations, abortion, healthcare and education. Transgender rights — for or against — are nowhere to be seen among the top concerns of voters in either party. In fact, of more than 20 issues the pollsters asked about, transgender rights ranked dead last in importance to voters overall. So why has former President Trump’s campaign been spending tens of millions of dollars on inflammatory ads attacking Vice President Kamala Harris’ support for transgender rights? Since the beginning of August, Trump and other Republicans have reportedly spent more than $65 million on anti-trans ads, concentrating on the battleground states — although even here in deepest-blue California, I can’t turn on my television without seeing them. “Kamala supports taxpayer-funded sex changes for prisoners,” a disdainful narrator says. “It’s hard to believe, but

How much prize money do the New York City marathon winners get?

NYC Marathon runner competing with a purpose NYC Marathon runner competing with a purpose 04:51 New York City marathon winners in the men’s and women’s divisions will each earn six figures for outpacing their competitors in the 26.2-mile race on Sunday.  First-place male and female runners in the “Open Division,” which comprises professional and invited athletes only, will take home $100,000 in prize money, according to New York Road Runners, the nonprofit that organizes the annual marathon. Second-place athletes in each division will earn $60,000. There are also payouts for men and women who finish in the top 10 of their respective categories, based on the order in which they cross the finish line. The prize money for top finishers: 3rd place: $40,000 4th place: $25,000 5th place: $15,000 6th place: $10,000 7th place: $7,500 8th place: $5,000 9th place: $2,500 10th place: $2,000 Additional rewards of $50,000 are paid out to runners who break existing course records.  Separately, the top American racers in both the men’s and women’s divisions will also receive cash awards in the following amounts: 1st place: $25,000 2nd place: $15,000

Here Comes the Sun: Demi Moore and more

Here Comes the Sun: Demi Moore and more – CBS News Watch CBS News Actor Demi Moore sits down with Tracy Smith to discuss her latest film “The Substance” and how she has felt pressure to conform to society’s beauty standards. Then, Seth Doane travels to Matera, Italy, to learn about the town full of hotels, restaurants and bars situated inside ancient caves. “Here Comes the Sun” is a closer look at some of the people, places and things we bring you every week on “CBS Sunday Morning.” Be the first to know Get browser notifications for breaking news, live events, and exclusive reporting. Not Now Turn On

Agencia de Protección Ambiental de EEUU endurece normas sobre pintura a base de plomo

WASHINGTON (AP) — Dos semanas después de establecer una fecha límite a nivel nacional para la eliminación de tuberías de plomo, el gobierno del presidente Joe Biden está imponiendo nuevos límites estrictos al polvo de pintura a base de plomo en casas antiguas e instalaciones de cuidado infantil. Una norma final anunciada el jueves por la Agencia de Protección Ambiental (EPA, por sus siglas en inglés) establece límites al polvo con plomo en pisos y alféizares de residencias e instalaciones de cuidado infantil anteriores a 1978 a niveles tan bajos que no pueden detectarse. La pintura que contiene plomo fue prohibida en 1978, pero se cree que más de 30 millones de hogares estadounidenses todavía lo contienen, incluyendo casi 4 millones de hogares donde viven niños de menos de 6 años. La pintura con plomo puede desprenderse cuando se deteriora o se altera, especialmente durante la remodelación o renovación de las viviendas. “No existe un nivel seguro de plomo”, aseveró Michal Freedhoff, administrador asistente de seguridad química y prevención de la contaminación de la EPA. La nueva norma acercará a Estados Unidos “a la erradicación

John Mulaney hosts eventful ‘SNL’ with Kamala Harris in cold open, new song from Chappell Roan

You know it’s a stacked week on “Saturday Night Live” when a new John Mulaney-led Duane Reade at the Port Authority Bus Terminal musical sketch is only about the fifth-most important thing to discuss. The biggest news, as reported earlier , was that Vice President Kamala Harris appeared in the cold open to “stop the dramala” and to literally mirror Maya Rudolph’s portrayal of her. We’ll talk more about that sketch in a moment. Also notable was that musical guest and festival sensation Chappell Roan performed her sing-along hit “ Pink Pony Club ” and also debuted a surprise country song , “ The Giver .” In another surprise, 2016 vice presidential candidate, Virginia Sen. Tim Kaine, who ran alongside Hillary Clinton, portrayed himself in “ What’s That Name? ” a game-show sketch. In it, Mulaney plays a man who claims to care deeply about Tuesday’s presidential election, yet can’t remember Kaine’s name. Maya Rudolph, left, with Vice President Kamala Harris during the cold open. (NBC/Will Heath/NBC) Mulaney, who hosted “Everybody’s in L.A.” for Netflix in May and who will host a weekly live show

Man Killed in Gramercy Park Shooting

A 57-year-old man was killed Saturday when he was shot by a man in the Gramercy Park area of Los Angeles. The shooting was reported about 3:40 p.m. Saturday in a parking lot in the area of Western Avenue and 103rd Street, Los Angeles Police Department Officer Drake Madison told City News Service. The victim was reported unconscious and not breathing, but he was taken to a hospital by paramedics where he was pronounced dead, Madison said. The suspect was described as a man about 30 years old, wearing all black clothing, seen fleeing the scene on foot, Madison said.