CFPB will distribute $1.8B to victims of credit repair ‘scheme’

Customers charged illegal fees by two of the largest credit repair firms will soon see a refund check, the Consumer Financial Protection Bureau announced Thursday. The CFPB says it will distribute $1.8 billion to 4.3 million consumers who were charged illegal advance fees by Lexington Law and CreditRepair.com, which used telemarketing to offer credit repair services to customers. “Lexington Law and CreditRepair.com exploited vulnerable consumers who were trying to rebuild their credit, charging them illegal junk fees for results they hadn’t delivered,” CFPB Director Rohit Chopra said in a news release. What are credit repair services? Credit repair services can help consumers build their credit by doing the tedious work of disputing outdated or incorrect information found on credit reports and following up on the results to be sure errors don’t reappear. It might cost more than $100 per month, with no guarantee of results. There are a number of errors a credit repair service might look for on a person’s credit report, including accounts or legal actions that don’t belong to the customer and negative information that’s too old to be included. Typically, a

Winter Meetings charity auction to benefit renovations for Willie Mays Park

DALLAS — Major League Baseball announced on Monday that the funds from the annual Winter Meetings charity auction will benefit Willie Mays Park in Mays’ hometown of Fairfield, Alabama, which is currently unsuitable for most competitive play. “It means so much to have the opportunity to continue serving the community that gave baseball and the world the great Willie Mays,” said April Brown, MLB’s SVP of social responsibility and diversity in a statement. “As a signature initiative of MLB Together, this charity auction is truly unique in that it gives our fans the opportunity to have a hand in celebrating Willie’s legacy and have an impact on the lives of children. We cannot thank the Clubs across our sport for their generosity and creativity in providing amazing auction items and experiences for our fans.” The auction runs until Dec. 12 at 7 p.m. PST. The full list of items and experiences can be viewed at MLB.com/wintermeetingsauction. The Giants are auctioning off the “Willie Mays Experience” in the Say Hey Suite at Oracle Park. “The City of Fairfield, Alabama, is honored to partner with Major League

The best dry dog food for happy, healthy pups

Which dry dog foods are best? The foundation of a happy and healthy life for your dog begins with the right food. Dogs require the proper nutrients and vitamins to support their specific lifestyle, age, breed and potential special needs. Dry dog food is the preferred option for most dog owners, as it’s cost-effective, nutrient-packed and aids in dental hygiene. Hill Science Diet Adult Large Breed Dog Food is a comprehensive healthy option from a trusted brand that comes at a high price. With so many options available and so many unique dogs, It’s important to take time to find the right dry dog food for your furry friend. What to know before you buy dry dog food Age Most dry food focuses on one of three life stages, including puppy, adult and senior. Puppies generally require more fat, protein and minerals, while senior food features fewer calories for less active dogs. It’s important to note that the puppy, adult and senior designation changes from breed to breed. Smaller dogs, like Jack Russell Terriers, may not enter the senior stage until 10 or 12 years of

How should the opioid settlements be spent? Those hit hardest often don’t have a say

By GEOFF MULVIHILL People with substance use disorder across the country are not getting a formal say in how most of the approximately $50 billion in opioid lawsuit settlement money is being used to stem the crisis, a new analysis found. Some advocates say that is one factor in why portions of the money are going to efforts they don’t consider to be proven ways to save lives from overdose, including equipment to scan jail inmates for contraband, drug-sniffing police dogs and systems to neutralize unneeded prescription medications. In Jackson County, West Virginia, officials voted earlier this year to use more than $500,000 in settlement funds for a first-responder training center and a shooting range. They also allocated $35,000 to a quick response team that works with overdose survivors. Josh George, who has been in recovery for three years after 23 years of drug use, primarily heroin, now runs a recovery group with his wife and other family members. Some of the money could have gone to the county’s only recovery house, he said. “All these people were doing it on their own dime,” George

‘Polarization’ is Merriam-Webster’s 2024 word of the year

By ANNA FURMAN The results of the 2024 U.S. presidential election rattled the country and sent shockwaves across the world — or were cause for celebration, depending on who you ask. Is it any surprise then that the Merriam-Webster word of the year is “polarization”? “Polarization means division, but it’s a very specific kind of division,” said Peter Sokolowski, Merriam-Webster’s editor at large, in an exclusive interview with The Associated Press ahead of Monday’s announcement. “Polarization means that we are tending toward the extremes rather than toward the center.” The election was so divisive, many American voters went to the polls with a feeling that the opposing candidate was an existential threat to the nation. According to AP VoteCast, a survey of more than 120,000 voters, about 8 in 10 Kamala Harris voters were very or somewhat concerned that Donald Trump’s views — but not Harris’ — were too extreme, while about 7 in 10 Trump voters felt the same way about Harris — but not Trump. The Merriam-Webster entry for “polarization” reflects scientific and metaphorical definitions. It’s most commonly used to mean “causing strong

26-year-old ID’d as person of interest, in custody in CEO assassination: Officials

NEW YORK — Police are questioning 26-year-old Luigi Mangione in Altoona, Pennsylvania, as a person of interest in connection with the brazen Midtown Manhattan murder of UnitedHealthcare CEO Brian Thompson last week, according to authorities. Mangione, from Maryland, has been arrested by Altoona police on unrelated gun charges, according to authorities. The man was on a Greyhound bus traveling through Altoona on Monday morning, sources said, when he got off and walked into a McDonald’s where a witness recognized him from the images of the suspect circulated by police. A man in Pennsylvania is being held for questioning in connection with the shooting death of UnitedHealthcare CEO Brian Thompson, law enforcement sources told ABC News. Mangione was sitting and eating when a McDonald’s employee reported him, and “because of that, we believe we have a strong person of interest,” New York City Mayor Eric Adams said at a news conference Monday. “He matches the description of the person we are looking for,” Adams said. Mangione was in possession of a handwritten document “that speaks to his motivation and mindset,” NYPD Commissioner Jessica Tisch said. “It

Police to provide new details on deadly northeast Fresno accidental shooting

Monday, December 9, 2024 6:10PM The Fresno Police Department will be providing an update on a deadly shooting in northeast Fresno that claimed a woman’s life. FRESNO, Calif. (KFSN) — The Fresno Police Department will be providing an update on a deadly shooting in northeast Fresno that claimed a woman’s life. It happened Friday night on Fresno Street and San Jose Avenue at the Butterfly Grove Apartment complex. Police say the shooting was accidental. RELATED: Woman dies in accidental shooting at Fresno apartment complex, police say A woman in her 20s was shot in one of the units but made her way outside to a friend’s car, where first responders found her. They rushed her to the hospital, where she died. Detectives have not yet said what led up to the shooting or identified the woman. Stay with Action News as we will be streaming Frenso Police’s scheduled news conference at 11:30 a.m. Copyright © 2024 KFSN-TV. All Rights Reserved. Top Stories

ABC Secret Sales best solution products to make your life a little easier

By ABC Secret Sales Staff Monday, December 9, 2024 5:18PM This week, Sam Champion and Dani Beckstrom are rounding up the best solution products on sale, with deals up to 50% off. As a participant in multiple affiliate marketing programs, Localish will earn a commission for certain purchases. See full disclaimer below* ABC Secret Sales rounds up the best products on sale every week – and these deals are exclusive to ABC shoppers. This week, Sam Champion and Dani Beckstrom are rounding up the best products that offer solutions, with items to make your life a little easier on sale now. Don’t miss these deals up to 50% off! Solution products Limitless: JumpSmart Vehicle Jump Starter & 10-in-1 Multi-Tool Instantly jump a drained vehicle battery. The Limitless Innovations JumpSmart is powerful enough to jump start most cars, trucks, suv’s, boats and more. Simply clamp the smart jumper cables with the mini flashlight directly onto the vehicle battery terminals and let the powerful battery do the work. The dual usb ports provide additional charging, plus there’s also a compass, thermometer, reflector strip, and emergency audible alarm

Jury finds Daniel Penny not guilty in subway chokehold death of homeless man

NEW YORK — Daniel Penny has been found not guilty of criminally negligent homicide for the death of Jordan Neely by the jury on Monday. The jury deliberated for more than 24 hours across five days before reaching the verdict. The jury in the Penny trial continued deliberations Monday over whether he committed criminally negligent homicide when he placed Neely in a chokehold on a subway car last year, after the jury was deadlocked on the more serious charge of manslaughter last week. At the request of prosecutors on Friday, Judge Maxwell Wiley dismissed the second-degree manslaughter charge – which carried a maximum 15-year sentence – and directed the jury to turn to the lesser charge of criminally negligent homicide, which has a four-year maximum sentence. Neither crime has a minimum sentence. Penny pleaded not guilty to both charges. “What that means is you are now free to consider count two. Whether that makes any difference or not, I have no idea,” Wiley said before sending the jury home for the weekend. Prosecutors allege that Penny killed Neely, a 30-year-old homeless man who had previously

49ers report card: ‘We’re finally playing team football’

SANTA CLARA – Here is how the 49ers (6-7) graded in Sunday’s 38-13 win over the Chicago Bears (4-9): PASS OFFENSE: A Brock Purdy started his 325-yard renaissance by accounting for all 70 yards and going 4-for-4 on the opening touchdown drive. With 258 yards and two touchdowns en route to a 24-0 halftime lead, he found a rhythm that has been missing all season, and he looked far removed from last Sunday’s 94-yard effort in the Buffalo snow. George Kittle’s 151 yards (six catches, six targets) matched the fourth-highest total of his career. Jauan Jennings, acknowledging postgame he has been battling off-field issues this season, caught both of Purdy’s touchdown passes and finished with a team-high seven receptions for 90 yards. Isaac Guerendo’s grabs of 23 and 27 yards were key to touchdown drives. Deebo Samuel had just 22 yards on two catches, and he was even less productive as a rusher (13 yards, five carries). Jaylon Moore’s filled in remarkably well at left tackle in Trent Williams’ three-game absence. RUN OFFENSE: A- In Guerendo’s starting debut, he got stopped for no gain on

Even with big win over Bears, 49ers’ playoff hopes took a hit

SANTA CLARA — The 49ers finally put together a complete game Sunday, and due to circumstances beyond their control, it may be too late. When Seattle beat Arizona 30-18 and then the L.A. Rams took down Buffalo 44-42, it put the 49ers in the precarious position of likely missing the postseason after going to four NFC championship games and playing in two Super Bowls since 2019. The permutations are too many to break down, but according to The Athletic’s model, the 49ers have a 6 percent chance of making the playoffs and four percent of winning the division. The 49ers beat the Chicago Bears 38-13, in their best beginning-to-end performance of the season, and did it without running backs Christian McCaffrey and Jordan Mason, both on injured reserve, as well as mainstays Trent Williams and Nick Bosa. The 49ers had lost all five games in which they were without both Williams and Bosa. It remains to be seen if Williams or Bosa will be ready to face the Thursday night. Coach Kyle Shanahan has spoken frequently of how costly early giveaway losses to the Rams