Is a debt consolidation program a good idea?

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. By Angelica Leicht Edited By Matt Richardson May 7, 2024 / 3:10 PM EDT / CBS News Enrolling in a debt consolidation program is one way to resolve your credit card debt, but it won’t make sense for every type of borrower.  Getty Images Today’s high-rate environment has made it pretty tough for people to juggle their daily living expenses and their revolving debt. After all, when interest rates are high overall, variable-rate debt, like credit card debt , tends to cost a lot more than it otherwise would. And, with the average credit card rate currently closing in on 22%, and persistent inflation pushing prices higher on housing, gas and food, it’s easy to see why many people’s paychecks are being stretched thin.    These types of debts could get a bit easier to manage if interest rates decline in the future, but it’s unclear if and when that will happen. While many experts expected the Federal Reserve to start slashing rates mid-year, the

Nintendo hints at release date for its next Switch gaming console

By Khristopher J. Brooks Edited By Alain Sherter May 7, 2024 / 3:00 PM EDT / CBS News HealthWatch: New research suggests video games may damage your hearing HealthWatch: New research suggests video games may damage your hearing 01:03 Gamers who have been waiting for years for Nintendo to release a successor to its popular Switch console finally got a clue on when to expect an upgraded device. Nintendo President Shuntaro Furukawa said Tuesday in a post on X (formerly known as Twitter) that the Japanese technology giant will announce the new switch within its current fiscal year, which ends in March 2025. Nintendo offered no additional details, including a launch date for the Switch 2, as the console is called. The company didn’t respond to a request for comment. In February, Nintendo told video game publishers the device will be delayed until early 2025, Bloomberg reported.  Unveiling a new Switch system would bolster Nintendo in a fiercely compettiging video game market that includes Sony’s Playstation and Microsoft’s Xbox. The global video gaming market is expected to grow to $583.6 billion by 2030, according to business consulting firm Grand

Judge denies Trump motion for mistrial after Stormy Daniels testimony

Judge denies Trump motion for mistrial after Stormy Daniels testimony – CBS News Watch CBS News A judge has denied Donald Trump’s motion for a mistrial in his New York criminal case in the wake of testimony from adult film actress Stormy Daniels. Trump’s attorneys had argued elements of Daniels’ testimony had “nothing to do” with the case. CBS News legal contributor Jessica Levinson has more. Be the first to know Get browser notifications for breaking news, live events, and exclusive reporting. Not Now Turn On

In the sci-fi thriller ‘Dark Matter,’ Joel Edgerton battles through parallel worlds

Blake Crouch has enjoyably adapted his own 2016 novel “Dark Matter” into a nine-episode series for Apple TV+, which aims to be your destination for classy sci-fi. It’s got nothing to do with “dark matter” except as Shakespeare might have used the phrase to describe some sinister business — “This dark matter doth shade our bright prospects,” something like that. Pseudoscientifically speaking, this is a parallel realities series, with a dose of domestic drama, some secret project shenanigans and a structure that recalls the Odyssey, in that it’s the story of a man facing monstrous obstacles and personal distractions as he attempts to get back to his wife and son and homeland. A complement of familiar quantum mechanical terms are dropped along the way, with only the hint of a thud: superposition, entanglement, liminal, multiverse — ideas that have become standard sci-plot devices and useful literary metaphors. Joel Edgerton plays Chicago physics professor Jason Dessen, married to Daniela (Jennifer Connelly) and father to Charlie (Oakes Fegley). Almost everywhere in television except “Abbott Elementary,” teaching is dramatic shorthand for failure, and we do get the sense

Anger builds over sweeping change in the way most Californians will pay for electricity

With little debate two years ago, state lawmakers passed a complex energy bill that enabled a sweeping change in how most Californians are billed for electricity. The legislation was what Pacific Gas & Electric had asked for from the state public utilities commission three months before: a transformation of electric rates so that households would pay a fixed charge each month in exchange for lower rates for each kilowatt hour they used. Gov. Gavin Newsom submitted the bill as part of a massive 2022 budget revision. In four days, it was passed out of an Assembly committee hearing without discussion, approved by the full Assembly and Senate and signed by Newsom. The state’s three largest investor-owned power companies that pushed for the change say it will encourage Californians to ditch cars and appliances that run on planet-warming fossil fuels and replace them with vehicles, stoves and heaters that operate on electricity from solar panels and wind turbines. They also say the new monthly fee would allow them to more evenly allocate fixed costs among customers. But opponents say the legislation was a financial gift to

Britney Spears alleges she was ‘gaslit and tricked’ when she left Chateau Marmont

Britney Spears has a few things to say about what went down last week when she was photographed leaving the Chateau Marmont wearing very little. The Grammy winner twisted her ankle a week ago when she attempted a leap in her suite at the storied hotel and paramedics were called, but she was not treated by the medical personnel before heading home. The Times confirmed that Spears also had a fight at the time with her boyfriend Paul Soliz, which resulted in the pop star leaving the hotel with her own security team. The “… Baby One More Time” singer alleged at the time that paramedics came to her door “illegally.” “I honestly wish my life was as wild as it has been portrayed !!!,” Spears wrote Monday on Instagram, sharing incongruent footage of herself on horseback on what appeared to be a ranch. “Either way, some s— actually has happened to my foot and I might have to get surgery … fingers crossed, hopefully not but I feel that I was harassed and gaslit and tricked to go on the street when my car

The temperature inside these L.A. museums is changing. Why that’s a win for climate action

Walking into an art museum this summer might not come with the arctic blast of air conditioning you’re used to feeling — all in the name of environmental consciousness. The Hammer Museum and the Museum of Contemporary Art in Los Angeles will be among the institutions taking part in the Climate Impact Program launched through PST Art, the Getty’s arts initiative formerly known as Pacific Standard Time. The program aims to encourage galleries and institutions to minimize their environmental impacts by providing tools to achieve “climate fluency.” Some participating museums are rethinking how they could relax typical climate control standards in exhibition spaces to preserve energy. Museums have historically maintained strict, narrow ranges of temperatures and relative humidity since the British Museum created the standards around 100 years ago. New research and international art conservation guidelines suggest that a wider range of climate controls can be safe for artwork and would significantly cut energy use, according to climate and art consultant Laura Lupton. Her firm, LHL Consulting, is leading the Climate Impact Program. Because museums’ exhibition spaces are often cavernous, she said, climate control becomes

Caitlin Clark’s L.A. debut and two other Sparks games moved to Crypto.com Arena

The Sparks were poised to host Caitlin Clark and the Indiana Fever on May 24 at the snug Walter Pyramid, a venue that seats 4,000. It was an odd choice that left lots of potential revenue on the table, as other WNBA teams tried to maximize the number of seats they had available for games featuring Clark, college basketball’s all-time scoring leader and the No. 1 pick in the 2024 draft. With the Lakers, Clippers and Kings knocked out of the playoffs, the Sparks announced they moved the game against the Fever along with contests against the Dallas Wings on May 26 and Minnesota Lynx on June 5 to Crypto.com Arena. The venue seats 19,067 for basketball games. Season-ticket holders will have early access to purchase additional tickets starting Tuesday and single-game tickets will be available to the general public on Thursday at 8 a.m. PDT. Clark’s college games set attendance records and ticket orders spiked around the league as soon as she announced she was entering the WNBA draft. The Indiana Fever selected her with the No. 1 pick, headlining a star-studded draft class

U.S. soldier detained in Russia: What we know so far

An American army sergeant has been detained in Russia, accused of stealing from a woman. The Pentagon says Staff Sgt. Gordon Black was stationed in South Korea when he traveled to a Russian city not far from the Chinese and North Korean borders. Black’s mother told CBS News he was visiting his girlfriend. CBS News national security correspondent David Martin has more.

Israeli seizure of Rafah crossing makes Gaza’s desperate humanitarian crisis worse

Israeli forces have seized control of the Gaza side of the Rafah border crossing, a place where some aid had been making its way to civilians. Tanks moved in on the area just hours after Hamas said it accepted the terms of a Qatari-Egyptian proposed cease-fire plan. Israel ultimately rejected the proposal, saying the deal didn’t meet its core demands. More from correspondent Imtiaz Tyab.

Did Rihanna and Katy Perry attend the Met Gala? No, but AI had fans thinking otherwise

Photos of Rihanna and Katy Perry, each in their latest Met Gala best, circulated Monday on social media. But the singers’ online glamour shots came with a crucial accessory: a disclaimer. “This is either AI, or digitally altered. Rihanna, has at the time of this post, not yet arrived at the Met Gala,” reads an X (formerly Twitter) community note accompanying a photo of what seems to be the “Love on the Brain” singer in an intricate and abstract floral gown. The Rihanna photo was one of several AI-generated images fooling fashion enthusiasts and fans on X during the 2024 Met Gala on Monday. The high-profile charity and fashion event returned to New York’s Metropolitan Museum of Art to celebrate the launch of the exhibit “Sleeping Beauties: Reawakening Fashion.” As celebrity guests — from co-chair Zendaya to longtime attendee Kim Kardashian — donned their “Garden of Time”-themed attire on the green-tinged carpet, photos of their looks quickly dominated X. Caught up in the influx of red carpet photos were the fabricated images of Rihanna and Perry. Within moments, AI Rihanna’s look garnered praise on X:

Randy Travis releases new music with the help of AI after a stroke

For the first time since suffering a stroke, Randy Travis has released new music — with the help of artificial intelligence. The country star’s latest single, “Where That Came From,” arrived Friday after Travis and his wife, Mary Travis, permitted his record label to re-create his soulful vocals using AI, according to the Associated Press. Until last week, Randy Travis hadn’t put out anything new in roughly a decade. After he was hospitalized and diagnosed with viral cardiomyopathy (a disease that targets the heart) in July 2013, the “Forever and Ever, Amen” and “Deeper Than the Holler” artist suffered a stroke and developed aphasia, a brain disorder that has limited his ability to speak. When Warner Music Nashville Co-President Cris Lacy proposed the idea of harnessing AI to reproduce the singer’s voice, the Travises leaped at the opportunity. “Well, we were all over that,” Mary Travis told AP, “we were so excited.” “All I ever wanted since the day of the stroke was to hear that voice again.” The AI technology pulled from Randy Travis music spanning 28 years to create his version of “Where

Feid, Doja Cat, Kevin Hart y experiencias basadas en cintas de Disney-Pixar y más, harán realidad el sueño de sus fans

¿Te imaginas irte de gira en el autobús de la estrella de la música urbana Feid como parte del equipo de invitados especiales a su tour mundial FERXXOCALIPSIS durante toda una semana? O simplemente ¿qué te parece si te dicen que puedes participar en los ensayos con todo su equipo, mientras viajas con el famoso novio de Karol G y tienes acceso tras bastidores de cada uno de sus conciertos que tenga durante toda una semana por solo $19 por invitado? Quizás parezca como un sueño imposible para un fan que ha seguido la carrera de este reggaetonero que hace un par de semana se convirtió en el máximo ganador, junto a su novia, de los Latin American Music Awards en Las Vegas. No, no es un sueño, hora podría ser una realidad. ¿Y qué tal esto para los amantes de los cómics y películas de superhéroes? Se trata de un experiencia única en la que los afortunados podrían tener la oportunidad sumergirse en el mundo de los X-Men ‘97: y vivir por unos días como los X-Men en una recreación animada en 2D de

King Charles III is ‘very good’ amid cancer treatment, won’t see Harry during prince’s U.K. visit

Two weeks after his return to the public eye, King Charles III is said to be “very good” amid his cancer battle. British politician Penny Mordaunt, a minister in Rishi Sunak’s Conservative government, said during a Tuesday appearance on GB News that the 75-year-old monarch is happy to get back to work. “He’s very good. And I know that he would have been so pleased to get back to public duties. He would have missed it tremendously,” the speaker of the House of Commons said, sharing details from her weekly meetings with Charles in her role as Privy Council Lord President. “I think everyone is really pleased to see him back and I know that he wants to do more, so it’s been a good week,” Mourdant added. “I think people won’t be surprised to know that he’s completely charming and always calm. And he’s also got a really good sense of humor as well. “But he’s always asking about how things are going, particularly issues that we’re dealing with in Parliament or about particular groups who he knows that are having a rough time,”

TikTok sues U.S. government, saying ban violates 1st Amendment

TikTok, the popular social video app, sued the U.S. government on Tuesday, saying the country’s new law that could ban the app violates its 1st Amendment right to free speech. President Biden last month signed a law that would effectively ban the service in the United States if its Chinese owner, ByteDance, does not sell it. Legislators who supported the act cited national security concerns. “There is no question: the Act will force a shutdown of TikTok by January 19, 2025, silencing the 170 million Americans who use the platform to communicate in ways that cannot be replicated elsewhere,” TikTok and ByteDance said in their filing. This is a developing story and will be updated. More to Read

Israel seizes Gaza’s vital Rafah crossing, but the US says it isn’t the full invasion many fear

CAIRO (AP) — Israeli troops seized control of Gaza’s vital Rafah border crossing on Tuesday in what the White House described as a limited operation, as fears mount of a full-scale invasion of the southern city and cease-fire talks with Hamas remain on a knife’s edge. The U.N. warned of a potential collapse of the flow of aid to Palestinians from the closure of Rafah and the other main crossing into Gaza, Kerem Shalom, at a time when officials say northern Gaza is experiencing “full-blown famine.” The Israeli foray overnight came after hours of whiplash in the now 7-month-old Israel-Hamas war, with the militant group saying Monday it accepted a cease-fire proposal that Israel insisted fell short of its core demands. The high-stakes diplomatic moves and military brinkmanship left a glimmer of hope alive — if only barely — for a deal to bring at least a pause in the war, which has killed more than 34,700 Palestinians, according to local health officials, and has devastated the Gaza Strip. By capturing the Rafah crossing, Israel gained full control over the entry and exit of people

‘Normal operations’ resume at UC San Diego after dozens of protestors arrested

SAN DIEGO (FOX 5/KUSI) — “Normal operations” at UC San Diego resumed on Tuesday, less than a day after more than 60 pro-Palestinian protestors were arrested and clean-up crews began to clear the area where the “Gaza Solidarity” encampment formerly stood. The escalation to the demonstration at the La Jolla campus marked the latest clash between university officials and students in the movement pushing back against Israel’s military campaign in Gaza that has gripped college campuses around the globe over the last few weeks. Just shy of a week after UCSD students set up their encampment near Geisel Library, which was inspired by the one formed at Columbia University last month that set the protest campaign in motion, hundreds of police cleared the area and took 65 demonstrators into custody. What are protestors charged with? UCSD officials suspended operations on the west end of campus around 5:40 a.m. Monday, minutes before law enforcement moved in to disperse the crowd. Road closures were put in place and instruction was moved to “remote operations.” At least two people sustained minor injures in the efforts to clear the

Stormy Daniels on the stand details Trump hush money agreement: Live updates

Former President Trump has come face-to-face with porn actor Stormy Daniels, who has taken the stand in his hush money case. Daniels is so far the highest-profile witness in the Manhattan district attorney’s prosecution of Trump over a $130,000 payment made to her to keep quiet about allegations of an affair. She has so far gone into great detail about her encounter with Trump in a hotel room in 2006 and of the hush money agreement made just before the 2016 election. Follow below for live updates from New York. Judge threatens Trump with jail time: 5 takeaways from Trump trial Monday Trump says he’d be willing to go to jail over gag order violations Current witness: Stormy Daniels, porn actor Attorney questioning: Susan Hoffinger, prosecutor